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  • Joshua Tan

5 Easy Tips on How to Re-structure your Property Portfolio

To re-structure your property portfolio involves strategically changing the composition of your investment portfolio to optimize performance and align with your goals.

You might restructure for several reasons, such as poor or unsatisfactory current portfolio performance.

Today, we will be going through the 5 easy tips on how you can restructure your property portfolio.

Are you ready? Let's go!

how to restructure property portfolio in Singapore - joshua tan realty

Tip #1: Evaluate your Current Portfolio

To evaluate the return and performance of a property portfolio over the years, several key steps can be taken. Firstly, gather all relevant financial data, including rental income, expenses, and capital appreciation, for each property in the portfolio.

Calculate important performance metrics such as cash flow, return on investment (ROI), and internal rate of return (IRR).

Compare these metrics against industry benchmarks and historical data to assess the portfolio's relative performance.

Additionally, consider factors such as potential vacancy rates, tenant turnover, and maintenance costs to gauge the overall profitability of the properties.

Tip #2: Re-identify your Investment Objectives

Next, consider re-identifying your property investment portfolio objectives.

This is important because as life goes on, our priorities and perspective change, and this may result in evolving financial goals.

You can start by assessing your current situation and determining your desired outcomes.

Also think about whether you are creating a savings plan, or generating a long-term wealth creation plan for your desired end goal, such as a better retirement.

Tip #3: Classify your Performing & Underperforming Property Assets

Now that you have re-assessed your current property portfolio performance and your life/financial goals, it's time to determine which properties are performing, and which aren't.

To determine performance, use benchmarking/comparative techniques such as to consider your surrounding developments, obtaining the latest valuation reports, comparable property characteristics, and so on.

Tip #4: Develop a Plan to Re-structure your Property Portfolio

In tandem with understanding other important considerations such as current market conditions, latest regulations & policies, and a range of funding methods, start developing a plan to acquire or dispose of properties with the aim of improving your portfolio performance.

You will need to identify inherent and changeable characteristics of a good property selection so you know which properties within your portfolio should be replaced.

For my team and I, we use the P.R.U.D.EN.T. Framework to help property investors to continually optimise their portfolio performances in a tried-and-tested manner.

Tip #5: Monitor & Adjust Regularly

Lastly, once you have fine tuned your portfolio and made the necessary changes, it's imperative to monitor closely & adjust your re-structured portfolio regularly.

Because the property market is one that is constantly filled with changes and government intervention. A new policy can be out today, with another new policy out tomorrow. We never know.

This is the reason why stay on top of the latest news, and filter the important ones to our channels, which you can find the links below.

I hope this content has been useful. If you have any questions regarding how to tweak your current property portfolio, whether it's one or more properties, feel free to reach out for a non-obligatory discussion.


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Disclaimer: While every reasonable cause is taken to ensure the accuracy of information provided or presented here, no responsibility can be accepted for any loss of inconvenience caused by any error or omission. The ideas, suggestions, general principles, examples and other information presented here are for reference and educational purposes only. This presentation is not in any way intended to provide investment advice or recommendations to buy, sell or lease properties or any form of property or financial investment. Joshua Tan Realty, Joshua Tan, its officers and successors shall have no liability for any loss or expense whatsoever, relating to investment decisions made by the audience. All copyrights reserved.


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